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Helen OBrecht Real Estate
My Clients are always number one

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Our Listings



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PhotoAddressLocationNeighborhoodPriceSizeStyleType
Sold
Homes Sold in Dupont/Ossington, Toronto, Ontario $899,900
29 photos
74 WYCHCREST AVE Dupont/Ossington SOLD  $11,150,000 3 Story Residential
Sold
Homes Sold in Cawthra/Burnhamthorpe, Mississauga, Ontario $899,000
37 photos
3338 Queen Frederica Drive Cawthra/Burnhamthorpe SOLD  $933,000 3-Level Split Residential
Sold
Homes Sold in Cooksville, Mississauga, Ontario $799,000
38 photos
435 Hensall Circ, Suite 48 Cooksville SOLD  $890,000 Townhouse Residential
Sold
Homes Sold in Mountainside, Burlington, Ontario $584,800
36 photos
1545 Westminster Place W5108606 Mountainside SOLD  $641,545 2 Storey Residential
Homes for Sale in Toronto, Ontario $9,000,000
6 photos
2771 & 2773 Victoria Park Ave $9,000,000 Detached "2-Storey" Residential
Commercial Real Estate for Sale in Bloor/Tomken, Mississauga, Ontario $8,999,900
15 photos
1075-95 Canadian Place Bloor/Tomken $8,999,900 Single Story Commercial
Homes for Sale in Caledon, Ontario $6,990,000
34 photos
13451 Innis Lake Rd $6,990,000 Detached "2-Storey" Residential
Commercial Real Estate for Sale in Toronto, Ontario $6,900,000
1 photos
1 HOUR FROM TORONTO ULTRAMAR GAS STATION WITH PROPERTY EXCLUSIVE OFFERING Toronto $6,900,000 Single Story Commercial
Homes for Sale in Forest Hill Village, Toronto, Ontario $6,888,000
8 photos
321 Glenayr Rd Forest Hill Village $6,888,000 Single Story Residential
Homes for Sale in Forest Hill Village, Toronto, Ontario $6,395,000
6 photos
212 Vesta Dr Toronto ON Canada Forest Hill Village $6,395,000 Single Story Residential
Commercial Real Estate for Sale in Caledon, Ontario $6,250,000
5 photos
19646 Kennedy Rd $6,250,000 Agricultural "Cash Crop" Commercial
Homes for Sale in Caledon, Ontario $6,250,000
10 photos
19646 Kennedy Rd $6,250,000 Detached "Mixed Use" Residential
Homes for Sale in Forest Hill Village, Toronto, Ontario $5,780,000
3 photos
22 Strathearn Blvd Toronto ON Canada Forest Hill Village $5,780,000 5,000 sq. ft. Single Story Residential
Homes for Sale in Forest Hill Village, Toronto, Ontario $5,580,000
8 photos
205 Chaplin Cres Forest Hill Canada Forest Hill Village $5,580,000 Single Story Residential
Homes for Sale in Forest Hill Village, Toronto, Ontario $5,580,000
15 photos
205 Chaplin Cres Toronto ON Ca Forest Hill Village $5,580,000 Single Story Residential
<< Prev  1  2  3  4  5  6  7  8  9  10  [11 - 20]  Next >>
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.


When you choose Helen, it's all about YOU


Helen will always go the extra mile for YOU.

Helen will minimize the stress and make the transition smooth when you buy or sell a home with her. I presently work  

in the Toronto, Mississauga, Oakville, Brampton, Milton and Burlington area. 

If you want great customer service and the benefits of over 14 years of real estate experience contact Helen TODAY.

HELEN O'BRECHT

905-821-3200

helen_obrecht@rogers.blackberry.net