Header Image
Helen OBrecht Real Estate
My Clients are always number one

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
   
    %
$
$  
$  
Estimate Insurance to of Cost
$  
Estimate Tax to of Cost
$
$
Optional Fields
   
   
$
Results
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Our Listings



<< Prev  1  2  3  4  5  6  7  8  9  10  [11 - 20]  Next >>
PhotoAddressLocationNeighborhoodPriceSizeStyleType
Homes for Sale in Thames Centre, Dorchester, Ontario $799,900
40 photos
4700 HAMILTON RD , Suite 34 Thames Centre $799,900 1,750 sq. ft. 2 Storey Residential
Multifamily Dwellings for Sale in Toronto, Ontario $25,000,000
1 photos
Toronto, WANTED MULTI FAMILY APARTMENT BUILDING Toronto, WANTED MULTI FAMILY APARTMENT BUILDING Toronto $25,000,000 Commercial Multifamily
Commercial Real Estate for Sale in Brampton, Ontario $11,999,999
28 photos
80 Rivermont Rd $11,999,999 With Property "Gas Stations" Commercial
Commercial Real Estate for Sale in Toronto, Ontario $6,900,000
1 photos
1 HOUR FROM TORONTO ULTRAMAR GAS STATION WITH PROPERTY EXCLUSIVE OFFERING Toronto $6,900,000 Single Story Commercial
Commercial Real Estate for Sale in Toronto, Ontario $6,500,000
1 photos
Retirement Home + Assisted Living - 2 1/2 hrs east of Toronto EXCLUSIVE Toronto $6,500,000 Single Story Commercial
Commercial Real Estate for Sale in Toronto, Ontario $6,490,000
31 photos
172 Harbord St $6,490,000 With Property "Coin Laundromat" Commercial
Commercial Real Estate for Sale in Toronto, Ontario $6,200,000
1 photos
Retirement home - 2 hrs east of Toronto Toronto $6,200,000 Commercial Commercial
Homes for Sale in Bayview/Bantry, Toronto, Ontario $5,999,000
8 photos
74 Forest Grove Dr Bayview/Bantry $5,999,000 Single Story Residential
Commercial Real Estate for Sale in Toronto, Ontario $5,200,000
5 photos
7 GAS STATIONS (FRANCHISES) WITH PROPERTY FOR SALE - TORONTO EXCLUSIVE OFFERING Toronto $5,200,000 Single Story Commercial
Homes for Sale in Mississauga Valley, Mississauga, Ontario $4,198,890
5 photos
890 Beechwood Ave Mississauga Valley $4,198,890 Single Story Residential
Lots and Land for Sale in Toronto, Ontario $4,000,000
1 photos
13 Acres Development Land - 3hrs West Of Toronto - Asking $4M or Looking For Builder to JV with Toronto $4,000,000 Lot / Land Lots and Land
Lots and Land for Sale in Toronto, Ontario $4,000,000
3 photos
3 HOURS WEST of Toronto, LAND FOR SALE 3 Hours west of Toronto, 13 acres, LAND Toronto $4,000,000 Lot / Land Lots and Land
Homes for Sale in Toronto, Ontario $3,499,000
40 photos
269 Falstaff Ave $3,499,000 Detached "2-Storey" Residential
Homes for Sale in Oakville, Ontario $3,349,988
2 photos
341 Ashbury Rd Oakville $3,349,988 Detached "2-Storey" Residential
Commercial Real Estate for Sale in Oakville, Ontario $3,299,000
40 photos
333 Lakeshore Rd E Oakville $3,299,000 Retail Commercial
<< Prev  1  2  3  4  5  6  7  8  9  10  [11 - 20]  Next >>
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.


When you choose Helen, it's all about YOU


Helen will always go the extra mile for YOU.

Helen will minimize the stress and make the transition smooth when you buy or sell a home with her. I presently work  

in the Toronto, Mississauga, Oakville, Brampton, Milton and Burlington area. 

If you want great customer service and the benefits of over 14 years of real estate experience contact Helen TODAY.

HELEN O'BRECHT

905-821-3200

helen_obrecht@rogers.blackberry.net