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Helen OBrecht Real Estate
My Clients are always number one

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Our Listings



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PhotoAddressLocationNeighborhoodPriceSizeStyleType
0 photos
92 SEWELL DR W4834958 Trafalgar/Leighland $1,149,000 Single Story Residential
Homes for Sale in Trafalgar/Leighland, Oakville, Ontario $1,149,000
16 photos
92 SEWELL W4834958 Trafalgar/Leighland $1,149,000 3-Level Split Residential
Commercial Real Estate for Sale in Toronto, Ontario $49,000,000
1 photos
HILTON GARDEN INN - FRANCHISED HOTEL EXCLUSIVE OFFERING Toronto $49,000,000 Single Story Commercial
Homes for Sale in Toronto, Ontario $46,000,000
1 photos
TORONTO APARTMENT BUILDINGS $46 MILL EXCLUSIVE OFFERING Toronto $46,000,000 Apartment Residential
Multifamily Dwellings for Sale in Toronto, Ontario $23,000,000
1 photos
Downtown TORONTO Apartment Building EXLUSIVE OFFERING Toronto $23,000,000 Apartment Multifamily
Homes for Sale in Forest Hill Village, Toronto, Ontario $13,998,000
20 photos
49 Dunvegan Rd Forest Hill Village $13,998,000 5,000 sq. ft. Single Story Residential
Homes for Sale in Annex, Toronto, Ontario $10,680,000
18 photos
206 Bloor St West Toronto ON , Suite 1501 Annex $10,680,000 4,499 sq. ft. Single Story Residential
Homes for Sale in Liberty Village, Toronto, Ontario $9,109,900
10 photos
Liberty Village $9,109,900 Apartment Residential
Homes for Sale in Spadina/Fort York, Toronto, Ontario $7,980,000
7 photos
10 York Street toronto ON CA, Suite Ph 10 Spadina/Fort York $7,980,000 3,999 sq. ft. Single Story Residential
Homes for Sale in Caledon, Ontario $7,900,000
40 photos
13626 Dixie Rd $7,900,000 Detached "Sidesplit 4" Residential
Commercial Real Estate for Sale in Caledon, Ontario $7,900,000
40 photos
13626 Dixie Rd $7,900,000 Agricultural Commercial
Commercial Real Estate for Sale in Caledon, Ontario $7,500,000
1 photos
ESSO GAS STATION WEST OF TORONTO EXCLUSIVE OFFERING Caledon $7,500,000 Single Story Commercial
Homes for Sale in Annex, Toronto, Ontario $7,500,000
16 photos
80 Yorkville Ave toronto, Suite 1602 Annex $7,500,000 3,999 sq. ft. Single Story Residential
Homes for Sale in South Parkdale, Toronto, Ontario $7,500,000
27 photos
22 Maynard Avenue TREB South Parkdale $7,500,000 9,537 sq. ft. Apartment Residential
Homes for Sale in Annex, Toronto, Ontario $7,300,000
6 photos
53 Hazelton Ave Toronto ON Annex $7,300,000 Single Story Residential
<< Prev  1  2  3  4  5  6  7  8  9  10  [11 - 20]  Next >>
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.


When you choose Helen, it's all about YOU


Helen will always go the extra mile for YOU.

Helen will minimize the stress and make the transition smooth when you buy or sell a home with her. I presently work  

in the Toronto, Mississauga, Oakville, Brampton, Milton and Burlington area. 

If you want great customer service and the benefits of over 14 years of real estate experience contact Helen TODAY.

HELEN O'BRECHT

905-821-3200

helen_obrecht@rogers.blackberry.net