Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
	Required term in years Must be a number between 1 and 50
Term In Years:
	Required interest rate Must be a number between 1 and 100
Interest Rate:	%
	Required cost of home
Cost of Home:	$
	Required down payment Cannot be more than Cost of Home
Down Payment:	$
	Required annual insurance
Annual Insurance:	$
	Estimate Insurance to 0.43% of Cost
	Required annual property tax
Annual Property Tax:	$
	Estimate Tax to 1.2% of Cost
	Required monthly income
Monthly Income:	$
	Required monthly debt
Monthly Debt:	$
Optional Fields
Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Renting
Monthly Rent: $	RequiredMust be a positive number
Annual Rental Increases:	RequiredInvalid%
Monthly Renter Insurance: $	RequiredInvalid
Savings or Investment Rate:	RequiredInvalid%

Owning
Planned # of years in home:	RequiredInvalid
Yearly appreciation of the home:	RequiredInvalid%
Annual home maintenance:	RequiredInvalid%

Our Listings

Sort By:

Photo	Address	Location	Neighborhood	Price	Size	Style	Type
<< Prev 1 2 3 4 5 6 7 8 9 10 [11 - 20] Next >>
2 photos	Toronto 1.5 hours west, Apartment Building for sale (AM)(New Construction)	EXCLUISVE	Toronto	$45,150,000		Apartment	Multifamily
2 photos	Toronto Development LAND for sale (AM)(New Construction)	EXCLSUIVE	Toronto	$40,000,000		Single Story	Lots and Land
1 photos	Mississauga 30 mins East, Warehouse for sale (AM)	EXCLUSIVE	Toronto	$35,000,000		Single Story	Commercial
1 photos	Toronto, WANTED MULTI FAMILY APARTMENT BUILDING (SK)	Toronto, WANTED MULTI FAMILY APARTMENT BUILDING	Toronto	$25,000,000		Commercial	Multifamily
5 photos	1229 Lorimar Dr			$17,500,000		Free Standing "Warehousing"	Commercial
4 photos	4116 Fourth Line		Oakville	$13,500,000		Accommodation	Commercial
1 photos	Medical Building for sale - Toronto (NR)	EXCLUISVE OFF MARKET	Toronto	$13,000,000		Single Story	Commercial
28 photos	80 Rivermont Rd			$11,999,999		With Property "Gas Stations"	Commercial
17 photos	3161 Wolfedale Rd			$9,990,000		Industrial	Commercial
1 photos	1062 Rangeview Road,Mississauga		Lake Shore/Dixie	$8,500,000	9,400 sq. ft.	Commercial	Commercial
39 photos	212 Sandringham Dr			$7,880,000		Detached "2-Storey"	Residential
1 photos	1 HOUR FROM TORONTO ULTRAMAR GAS STATION WITH PROPERTY (HM)	EXCLUSIVE OFFERING	Toronto	$6,900,000		Single Story	Commercial
1 photos	GTA 1 hour West, Apartment Building (AM)	EXCLUSIVE	Mississauga/Burnhamthorpe	$5,500,000		Single Story	Multifamily
5 photos	7 GAS STATIONS (FRANCHISES) WITH PROPERTY FOR SALE - TORONTO (KS)	EXCLUSIVE OFFERING	Toronto	$5,200,000		Single Story	Commercial
20 photos	75-79 Queen St W			$5,000,000		Multi-Use "Retail Store Related"	Commercial
<< Prev 1 2 3 4 5 6 7 8 9 10 [11 - 20] Next >>

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.

When you choose Helen, it's all about YOU

Helen will always go the extra mile for YOU.

Helen will minimize the stress and make the transition smooth when you buy or sell a home with her. I presently work

in the Toronto, Mississauga, Oakville, Brampton, Milton and Burlington area.

If you want great customer service and the benefits of over 14 years of real estate experience contact Helen TODAY.

HELEN O'BRECHT

905-821-3200

helen_obrecht@rogers.blackberry.net

Feedback Form

Maria and Greg Debkowski

Helen O'Brecht was a very good agent. She made herself available and was enthusiastic and tried to meet our housing needs. She was also patient and since we were first time buyers helped us understand the many facets of purchasing a home. A follow up after we bought our home was a welcomed and nice personal touch.

Chris & Kelly Younberg

We were especially pleased with the service we received when purchasing our home. Helen O'Brecht was thorough, thoughtful, professional and efficient. She really put us at ease with the entire process.

Whether your planning to buy your first home or sell your existing home, contact us today.

We would love to hear from you!


To:	Helen OBrecht
	Please do not use <, >, or HTML.
Subject:

	First name is required. Please do not use <, >, or HTML.
First Name:
	Last name is required. Please do not use <, >, or HTML.
Last Name:
	Email is required.
* Email:
	Phone is required.
Phone:

Comments:	Please do not use <, >, or HTML.
	ReCaptcha response is not valid ReCaptcha is required

Receive additional information via email. Unsubscribe at any time.

Calculators

Our Listings

When you choose Helen, it's all about YOU

Feedback Form