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Helen OBrecht Real Estate
My Clients are always number one

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
   
    %
$
$  
$  
Estimate Insurance to of Cost
$  
Estimate Tax to of Cost
$
$
Optional Fields
   
   
$
Results
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Our Listings



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PhotoAddressLocationNeighborhoodPriceSizeStyleType
Homes for Sale in Caledon, Ontario $11,500,000
23 photos
15886 Centreville Creek Rd $11,500,000 Detached "2-Storey" Residential
Commercial Real Estate for Sale in Bloor/Tomken, Mississauga, Ontario $8,999,900
15 photos
1075-95 Canadian Place Bloor/Tomken $8,999,900 Single Story Commercial
Homes for Sale in Toronto, Ontario $7,345,000
14 photos
2771 & 2773 Victoria Park Ave $7,345,000 Detached "2-Storey" Residential
Commercial Real Estate for Sale in Toronto, Ontario $6,900,000
1 photos
1 HOUR FROM TORONTO ULTRAMAR GAS STATION WITH PROPERTY EXCLUSIVE OFFERING Toronto $6,900,000 Single Story Commercial
Homes for Sale in Toronto, Ontario $5,788,000
40 photos
63 Gerald St $5,788,000 Detached "2-Storey" Residential
Commercial Real Estate for Sale in Toronto, Ontario $4,999,000
1 photos
90 Blackfriar Ave $4,999,000 Apartment "Apts-6 To 12 Units" Commercial
Commercial Real Estate for Sale in Toronto, Ontario $4,950,000
1 photos
MOTEL 39 ROOMS * PRINCIPALS ONLY EXCLUSIVE OFFERING Toronto $4,950,000 2 Storey Commercial
Commercial Real Estate for Sale in Toronto, Ontario $4,949,900
40 photos
122 Fifth St $4,949,900 Apartment "Apts-6 To 12 Units" Commercial
Homes for Sale in Toronto, Ontario $4,949,900
40 photos
122 Fifth St $4,949,900 Multiplex "3-Storey" Residential
Commercial Real Estate for Sale in Brampton, Ontario $4,500,000
20 photos
75-79 Queen St W $4,500,000 Multi-Use "Retail Store Related" Commercial
Homes for Sale in Avenue/Wilson, Toronto, Ontario $4,488,888
41 photos
176 Haddington Avenue Bedford Park Avenue/Wilson $4,488,888 4,169 sq. ft. 2 Storey Residential
Commercial Real Estate for Sale in Brampton, Ontario $3,999,900
25 photos
125 Queen St E $3,999,900 Office "Professional Office" Commercial
Commercial Real Estate for Sale in Toronto North York, Toronto, Ontario $3,950,000
1 photos
Toronto - Plaza - Potential redevelopment site EXCLUSIVE OFFERING Toronto North York $3,950,000 Single Story Commercial
Homes for Sale in Toronto, Ontario $3,888,800
40 photos
103-105 Chatsworth Dr $3,888,800 Multiplex "2-Storey" Residential
Homes for Sale in Oakville, Ontario $3,849,000
39 photos
1017 Melvin Ave Oakville $3,849,000 Detached "2-Storey" Residential
<< Prev  1  2  3  4  5  6  7  8  9  10  [11 - 20]  Next >>
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.


When you choose Helen, it's all about YOU


Helen will always go the extra mile for YOU.

Helen will minimize the stress and make the transition smooth when you buy or sell a home with her. I presently work  

in the Toronto, Mississauga, Oakville, Brampton, Milton and Burlington area. 

If you want great customer service and the benefits of over 14 years of real estate experience contact Helen TODAY.

HELEN O'BRECHT

905-821-3200

helen_obrecht@rogers.blackberry.net